A couple of weeks ago, I came across FniMoney.xyz
One of my Instagram friends had published a post claiming that he had earned $200 with the platform in just one day by doing nothing more than viewing ads.
Despite the fact that it sounded kinda fishy, I decided to check FniMoney out myself.
So, I joined the platform, viewed ads for like an hour, and then requested a cashout of my earnings (around $80).
Then, FniMoney started giving me excuses such as that in order to get paid I need to first generate $150 in earnings and get 40 referrals, and other crap like that.
At that point, I started becoming suspicious that FniMoney might be a scam so I started conducting some research…
As it turned out, FinMoney.xyz is indeed a scam!
I put together this review in order to expose all of FniMoney’s dirty little secrets so that you can understand why it’s of your best interest to stay as far away from this god-awful platform as possible.
Furthermore, I am going to point you in the right direction by revealing to you a couple of alternative much more legit and promising opportunities for earning money online.
Right, so, let’s get this party started!
- Free to join
- ~$20 to pay for referrals
- $10 for “quick verification”
Official Website: fnimoney.xyz
Suggested? Not even close…
FniMoney.xyz presents itself as a legit GPT (Get Paid To) platform.
GPT platforms are basically websites that pay people for completing simple tasks, such as
- filling in surveys
- viewing ads
- making referrals
FniMoney.xyz falls under the “viewing ads” category.
Funnily enough, the platform actually claims to be “The most profitable offer on the market for paid advertising at the time!”.
As we’ll see later on, this couldn’t be further from reality…
Anyway, FniMoney.xyz is supposed to pay you for viewing ad units.
An ad unit is a cluster of 6 ads just like the one you see in the image below.
All you have to do to “view” an ad unit is fill in a 3-number captcha field that is above the ad unit and hit the Enter button (image below).
Once you fill in the numbers and hit Enter the 6 ads in the ad unit change and FniMoney adds $0.10 to your account.
To give you a frame of reference, if you are a fast typer, you could generate $100 – $150 per hour doing this…
In addition, FniMoney claims that it’ll pay you 50% of the money your referrals earn by viewing ad units. For instance, when a person you referred to FniMoney views an ad unit and earns $0.10, you pocket $0.05.
The real question here is “Is FniMoney actually going to pay you that money?”
As mentioned earlier, FniMoney is a scam… The platform hasn’t paid out a single dime to any of its members.
In fact, as we’ll see later on, FniMoney is part of a huge network of identical scams that have scammed thousands of people over the years using the exact same scamming techniques.
Don’t get me wrong though…
Not all GPT platforms are scams…
There are tons of legit GPT platforms out there that unlike FniMoney.xyz, actually pay their members for their efforts.
Some of the best ones I’ve come across are
Now that you know, let me explain further exactly how FniMoney scams people.
Here's How FniMoney.xyz Scams People
First of all, FniMoney baits you in by promising to pay you a lot of money fast for viewing ads, which is basically like doing almost nothing…
Let’s not kid ourselves here… Who wouldn’t want to earn a lot of money with so little effort, right?
You take the bait and join FniMoney.xyz
You view a few of its ads, and you request a payment of the earnings you’ve generated.
However, FniMoney tells you that as a newly registered “employee”, you’ll need to generate a minimum of $150 by viewing ads in order to get paid (see image below).
According to FniMoney, this is the case because they need to know if your intentions about working with them are serious.
Apparently, viewing ads requires quite the commitment and maybe even taking a vow of celibacy (LOL xD)…
Anyway, at that point, you start devoting time and energy to reach that $150 requirement.
After 1-2 hours of some serious typing (and boredom), you manage to generate that $150 and once again, you request a payment.
This is exactly where FniMoney starts feeling like a huge scam…
Once you request payment after having reached the $150 threshold, FniMoney throws at your face a second cashout requirement out of nowhere, telling you that you need to refer at least 40 people to the platform to actually get paid (see image below).
FniMoney promises that after getting those 40 referrals you’ll get paid within 5 minutes as well as earn +25% of the money you’ve generated as a bonus and goes on to offer you the option to buy those referrals out (image below).
At that point, you either start referring people to FniMoney or if this seems like way too much trouble for you to go through, you buy them out… After all, their cost is only $10 – $20.
However, once you get your 40 referrals (either by paying them or not), FniMoney will throw yet another barrier in front of you, telling you that you’ll need to wait 30-60 days for your account to be approved (image below).
Again, FniMoney offers a “quick verification” whereas you can get your account approved instantly by depositing $10 in FniMoney’s Bitcoin account (image below).
How kind of them…
FniMoney promises that if you pay for that quick verification your money will be transferred to your account within 5-10 minutes.
FniMoney promised that it would pay you 5 minutes after getting your 40 referrals and not only didn’t pay you, but those 5 minutes magically turned to either waiting for 30-60 days or paying an additional $10.
Hmmm, apparently, FniMoney isn’t that good in keeping its promises.
So, is it going to keep it this time?
Is FniMoney going to let you get your hands on your money once those 30-60 days pass or after you pay $10 for a quick verification?
Truth is, FniMoney will never actually pay you no matter what you do.
Basically, FniMoney makes you believe that it’ll pay you a lot of money for doing practically nothing for the 3 following reasons
- to make you pay $10 – $20 for the 40 referrals
- to make you pay $10 for the quick account verification
- or to make you refer other people to it who will pay for their 40 referrals and their quick account verification
If you’ve already signed up and used the platform, then I am sorry but you have completely wasted your time there…
If not, run as far away from FniMoney.xyz as possible.
Here’s a quick overview of how the FniMoney scam works:
- FniMoney lures you in by promising to pay you fast & easy money for viewing ads
- Then it tells you that in order to cash out for the first time you need to generate $150 in earnings
- Once you meet the $150 threshold, it tells you that in order to cash out you’ll need to make 40 referrals
- It also tells you that you can purchase those 40 referrals for $10 – $20
- If you purchase those 40 referrals, FniMoney’s owners earn money
- If you start referring real people to FniMoney, then chances are some of them will purchase their 40 referrals and FniMoney’s owners will again earn money
- Once you get those 40 referrals, FniMoney tells you that in order to receive your money your account has to be approved
- To approve your account you’ll either have to wait for 30-60 days or pay $10 to their Bitcoin account
- If you decide to wait for 30-60 days, you’ll never receive your money
- If you decide to pay $10 to “speed your approval up” you’ll lose $10 to the scammers on top of never receiving your money
Well, this is it… This is how the FniMoney.xyz scam works.
Get this very well in your head, FniMoney.xyz is a big fat scam that will NEVER pay you a single dime no matter what you do.
Who is FniMoney.xyz for?
I don’t know who FniMoney is for but I know that it’s definitely not for those who are after earning money online.
Seriously, you have way more chances of earning $1.000.000 by lying on your couch staring at the ceiling all day long than earning just $1 with FniMoney.
In fact, I am so confident that you won’t earn a single dollar with FniMoney that if you do, you can contact me with proof and I will deposit $100 more right in your account just for being wrong…
How Much Does FniMoney.xyz Cost?
FniMoney.xyz is free to join.
The only expenses associated with this platform are
- $10 – $20 for buying out your 40 referrals (optional)
- $10 for going through quick account verification (optional)
1 • Free to Join
If I had to choose something that I like about FniMoney.xyz, I’d say that I like that the platform is free to join.
Believe it or not, I have come across online scams that require you to pay hundreds or even thousands of dollars just to get in only to realize in the hindsight that you got scammed.
FniMoney doesn’t have any admission fees so if you don’t pay for the 40 referrals or the quick account verification you’ll just waste some of your time.
That’s something, I guess…
1 • Fake Support Section
If you’ve already joined FniMoney.xyz then I am sure that you’ve seen its “Support” section… If not, then sit tight because you’re up for a surprise!
So, apparently, FniMoney.xyz has a Support section whereas you can supposedly interact with the platform’s support team through leaving comments.
Under that Support section, you’ll be able to see a number of comments supposedly left from other members of the platform.
Those comments are masked as legit support requests when in reality their true purpose is to make potential victims think that FniMoney is indeed paying out big bucks to its members.
For instance, take a look at the comment below.
KenTucky “complains” about getting $3980 instead of $4000 but it’s so obvious that in reality that comment has been planted there to make other people think “Wow, this platform is legit… Look how much money KenTucky made!”
The exact same thing applies to the 2 comments right below.
Rebirth “worries” about having to pay taxes for the $2000 – $3000 he supposedly earned and Lizzie_Crowley wants to know how long it will take to receive her $2500 through bank transfer.
Yeah right… you almost convinced me that you are legit there Mr. FniMoney sir.
However, my favorite comment of all, the one which actually exposes FniMoney for good, is the last one, right below.
This comment includes a link to an image that depicts the receipt of payment that this member Jemma Ricker has supposedly received by FniMoney (see image below).
As you saw in the image above, the payment seems to have been made in June 2017.
However, as you can see in the image right below, the domain name fnimoney.xyz was first registered on the 15th of December 2019.
This means that FniMoney didn’t even exist before that date and yet according to Jemma Ricker’s payment receipt, FniMoney paid her more than 2 years earlier.
This could mean two things…
Either FniMoney.xyz was paying people before it even existed (yeah right) or that this payment receipt is fake.
I’d bet on the latter.
In addition, I can’t see anywhere on this receipt that the actual payer is FniMoney.
2 • No Contact Information
Setting aside the fake Support section, FniMoney.xyz provides no other contact information whatsoever.
No email address, no telephone number, no social media pages or accounts, no Skype, no physical address, nothing…
The platform has no digital presence whatsoever besides its main website.
This lack of contact information is one of the most obvious signs that FniMoney is a scam.
Scammers provide either fake or no contact information at all in order to avoid having people contacting them.
3 • Unknown Owners
Another tattletale sign that FniMoney.xyz is a scam is that it provides no information about its owners.
All scammers tend to keep their identity hidden in order to avoid being tied to their fraudulent activities and getting caught.
A legit website/company ALWAYS provides information about its owners.
4 • Part of Network of Scams
5 • Lies, Lies, Lies...
Basically everything that you’ll come across while on FniMoney’s website is a lie.
On FniMoney’s homepage, there is a leaderboard that supposedly displays the 50 people who earned the most money with the platform during the day.
The problem with that leaderboard is that all of FniMoney’s sister scams are have on their home pages the exact same leaderboard with the exact same names and the exact same earnings.
Leaderboard = Fake
In addition, again on FniMoney’s Main Page, you’ll find a “News” section.
First of all, take a look at the dates of each one of those news listings…
As we saw earlier on, FniMoney started operating on the 15th of December 2019 and yet all these “news updates” seem to have taken place before that date.
Furthermore, again all of FniMoney’s sister scams are also using the exact same “News” section with the exact same updates and the exact same dates.
News section = Fake
Everything on FniMoney’s website is a big fat lie.
6 • Hacking Danger
Every time I attempt to visit fnimoney.xyz my antivirus goes off showing me the message below:
Apparently, FniMoney’s website contain viruses that could infect your PC or mobile phone and enable hackers to get their hands on personal data and sensitive information of yours, such as the login credentials to your
- social media accounts
- credit cards
- bank accounts
If you don’t have an internet security or antivirus program installed make sure to stay clear of FniMoney.xyz at all costs…
If you’ve already accessed the platform without having any protection in place, I’d suggest that you immediately purchase an antivirus and scan your entire system in order to ensure that it hasn’t been compromised.
7 • You'll Never Get Paid
As mentioned dozens of times throughout this review, FniMoney will never pay anyone a single dime.
This beats the whole purpose of joining and using the platform in the first place.
Trying to make money with FniMoney is more pointless than brushing your teeth with dirt.
FniMoney.xyz Review Summary
You’ll never get paid a single dime from FniMoney.
Dashboard, referral link, FAQ center.
FniMoney is free to join but is more useless than the most useless thing you can think of.
Fake Support section. No contact information. Provides ZERO support.
Fake success stories & fake payment proof. FniMoney has never paid anyone.
Is FniMoney.xyz Suggested?
If you were looking to waste your time a worthless scam, then FniMoney.xyz is exactly what you are looking for.