Review – There’s NOTHING Fine About It… Review – There’s NOTHING Fine About It…

FineCash is marketed as the #1 influencer network which will teach you how to make hundreds of dollars per month easily and effortlessly by turning your social media usage into hard-cold cash.

If only earning money online were that simple…

The truth about FineCash is that it’s a part of a huge scam network which has been plaguing the internet for many months now. 

I know that you might have seen people claiming that FineCash is the best way to earn money online but just so you know they are only making such claims because they believe that FineCash is going to pay them money for referring people back to it.

What those people don’t know yet is that FineCash is a big fat scam which will never actually pay anyone a single dime…

Anyway, in this review, I will go over exactly what FineCash really is, how it works (or to be more accurate, doesn’t work), and why it might be of your best interest to steer clear of it… This way, you’ll be able to make an informed decision about whether you should invest your time and energy in this platform or not.

Spoiler alert: You shouldn’t!

And you are about to find out why…

FineCash Overview

Name of Product: FineCash

Owners: Unknown

Price: Free to join. Additional charges apply within the platform

Official Website:

Suggested? Definitely NOT!

Counter-Suggestion(s): Wealthy Affiliate – Project 24

Earnings Potential

Earnings Potential

You will never earn a single penny with FineCash.



Referral link, promotional banners, FAQ center, submission guidelines.

dollar symbol

Value for Money

Free to join. Additional charges may apply after you join. The platform is 100% useless.



No support whatsoever. The Skype and email addresses FineCash provides are both fake.

team success

Success Stories

Found a few FineCash payment proofs and testimonials. All of them are fake!

Overall Rating

  • Has just one pro
  • Unrealistic claims
  • Additional charges to complete tasks
  • Fake contact information
  • Fake payment proofs and testimonials
  • Unable to cashout
  • Potential hacking danger

Jump to the Cons Section

Is FineCash Suggested?

100% NOT!

If you are serious about earning real money online, it might be a smart choice to ditch this review and check out Wealthy Affiliate and Project 24 instead!

What is FineCash About?

How Does FineCash Work

FineCash is presented as a 100% legit platform which will help you earn money by getting your social media friends and followers to join the platform through your unique FineCash influencer link as well as for completing a variety of other very simple tasks which anyone can complete even with no previous experience.

FineCash Referral Link

More specifically, FineCash claims that you’ll earn

  • $25 just for signing up
  • $2 for each person who clicks on your FineCash referral link
  • an additional $10 for each person who joins FineCash after clicking on your referral link
  • $20 for filling in surveys and entering contests
  • $10 for installing applications on your mobile phone
  • $50 for creating YouTube videos promoting FineCash

Okay, everything sounds pretty simple and straightforward up until this point right?

Almost too good to be true someone could say…

Well, you couldn’t be more right!

FineCash is actually a scam which never intends to let you get your hands on the money you’ve earned fair and square through it in the first place…

This solves the puzzling question “Why the heck would FineCash pay me so much money for doing nothing?”

Well, they really won’t!

Let me explain further…

How Does FineCash Work?

First of all, FineCash lures you in with the promise of a $25 sign up bonus…

FineCash $25 Signup Bonus1

Many people join FineCash thinking that they can get their hands on that $25 bonus right after creating their account.

This is exactly how I ended up joining Viral Pay, a scam identical to FineCash, for the first time a few months ago.

However, in order to qualify to cash out any of your FineCash earnings, you need to 

  • refer at least 5 people to the platform
  • complete at least 5 tasks on the $30 TaskWall
  • have at least 20 clicks on your unique referral link

FineCash Payout Requirements

Some people will quit FineCash once they realize that they have to actually work a little bit more to get the $25 signup bonus they were promised. What’s pretty funny is that those are actually the lucky ones.

However, there are others who will say “What the hell, the tasks I have to complete to qualify for payment are not so hard. Plus, I can earn even more money by completing them. Let’s give it a try!” … Those are the ones who end up being scammed.

They start devoting time and energy into referring people to the platform and completing tasks, thinking that the next time they hit that “Request Payment” button, they’ll get hundreds of dollars deposited in their bank account.

However, what they don’t know is that FineCash will ban their account the moment they request a payment using as an excuse that they faked their clicks and referrals.

Viral Points Warning for Fake Referrals

This way, the only winner out of this pathetic charade is FineCash.

  • First, it lures you in with a $25 signup bonus
  • Then it tells you that in order to get your signup bonus you need to meet certain criteria (get 20 clicks on your referral link, 5 referrals, complete 5 tasks)
  • It also tells you that for every click, referral, and task completed you’ll earn even more money
  • So, you start trying to meet those criteria in order to qualify for a payment as well as increase your earnings
  • When you finally meet every single one of those criteria and you request for the money you’ve earned fair and square, they kick you out leaving you high and dry

This way, FineCash got you to complete several tasks which bring money to its owners as well as drive more people to the platform which will, in turn, complete even more tasks which will, in turn, bring even more money to FineCash’s owners and all that, without having to pay anyone a single dime for their work.

Pretty appalling right?

Well, this is it… This is how FineCash works or to be more accurate, doesn’t work.

Get this very well in your head, FineCash will NEVER pay you a single dime! You will NEVER earn any money with it! Trying to make it work is just a waste of time and energy.

Who is FineCash for?

FineCash is for no one… The platform is inherently 100% useless.

The chances of earning money online by lying on your couch staring at the ceiling all day long are so much more than the chances of earning money with FineCash.

In fact, I am so confident that you won’t be able to earn even a single penny with FineCash that if you do, you can contact me with proof and I will deposit $100 more right in your account just for being wrong…

Who is Finecash NOT for?

FineCash is definitely NOT for people who want to earn money online.

If you

  • want to build a full-time income online to quit your job
  • are in need of some extra money to provide for your family
  • are working a part-time job and need a supplementary income to cover your expenses
  • want to gain the freedom to work whenever you want and from wherever you want in order to be able to travel around the world
  • have tried other MMO and GPT platforms and systems but failed to meet your financial goals and you are still looking for the real deal
  • aren’t working at all and you are looking for a way to build a source of income online

then I suggest ditching this FineCash review and instead, check out Wealthy Affiliate or Project 24 because FineCash is never going to help you fulfill your financial goals.

What's Inside FineCash?

FineCash consists of the main members’ dashboard that you can see in the image right below.

FineCash Main Members Dashboard

On this dashboard, you’ll find

  • your unique referral link
  • an overview of the total clicks on your referral link
  • the total number of people you have referred to FineCash
  • the number of tasks you have completed
  • the amount of money you’ve been credited
  • a leaderboard
  • a bunch of other navigational links and social media sharing buttons

On the very left of the dashboard, there is a menu which helps you easily navigate through the entire platform.

Below the menu, you can find a Skype address which you can use to contact your account manager in case you have any questions or require support regarding FineCash.

Let’s dig a little deeper, shall we?

Refer & Earn

This section contains

  • an overview of your clicks, referrals, tasks, and earnings
  • your unique FineCash referral link
  • a bunch of social media sharing buttons to easily share it
  • the names of your FineCash referrals

Promotional Posts

Contains several image banners to share online in order to increase your FineCash referral rate.

YouTube Submission

Guidelines and instructions on how to further increase your earnings by publishing videos promoting FineCash on YouTube.


Change your avatar, payment method, and password.


This is where you can access all the tasks that are available for you to complete in order to qualify for your first cashout as well as get credited with more money, such as

  • filling in surveys
  • installing applications on your mobile phone
  • and participating in contests

FineCash Tasks


Redeem your FineCash points (1 point = $1) for a variety of rewards such as

  • Gift cards
  • iPads, iPhones, Macbooks
  • etc

SwagPay Rewards Center


Request payment of the money you’ve earned with FineCash.

Also, track how close you are to meeting the requirements for your first cashout. Cashout


This section contains answers to some frequently asked questions people have about FineCash.

Account Manager Skype

A Skype address (@kimberly.finecash) of an “account manager” to contact when you need answers or support regarding FineCash.

The address is actually fake so don’t expect that you’ll get neither.

Payment Proof

Here you can find a few screenshots of payments made to from FineCash to its influencers.

Just a heads up, every single one of them is fake…

Let me explain.

First of all, as you can see in the images below, the exact payment screenshots that have been used for FineCash have also been used as payment proofs for other similar scammy platforms such as SwagPayCloutBucks, and Viral Points.

FineCash Fake Payment Proof 1
CloutBucks Fake Payment Proof 1
FineCash Fake Payment Proof 2
Viral Points Fake Payment Proof 2
FineCash Fake Payment Proof 3
CloutShare Fake Payment Proof 2

In addition to that, as you can see in the image below, the domain name was registered on the 6th of July 2019.

FineCash Domain Name Registration Date

This means that the platform didn’t even exist before 06/07/2019 and yet if you take a closer look, somehow all of the payment proofs above seem to have taken place before that date.

This could mean two things…

Either FineCash was paying people before it even existed or all its payment proofs are fake.

I’d go for the latter…

Besides those fake payment proofs, FineCash has also published a few fake positive video testimonials about it on

Those positive video testimonials are not recorded by actual FineCash members but rather by paid actors.

For instance, the video below is one of those positive FineCash testimonials.

However, as you can see in the image below, the guy who has recorded this positive testimonial is actually a paid actor who is offering his spokesperson services as a freelancer in Fiverr.

CashOG Fake Testimonial Paid Actor 1

This means that FineCash actually paid him to praise them.

Using fake payment proofs and fake positive testimonials is actually a crime as they directly influence the decision of an individual to sign up and use FineCash when they would otherwise not if those fake payment proofs and testimonials didn’t exist.

How Much Does FineCash Cost?

FineCash is free to join.

However, it’s not 100% free to use.

You see, in order to complete some of its tasks, you’ll be asked to submit your mobile phone number and subscribe to various very pricey text message services which will keep forwarding you dozens of promotional text messages per month at your own cost. And those text messages aren’t cheap at all. Just one text message could cost up to $5 and sometimes even more.

FineCash Enter Your Phone Number

Despite the fact that there are probably ways to unsubscribe from such services, I would never trust a scammy platform such as FineCash with my mobile phone number.

Furthermore, other tasks might ask you to fill in your credit card or bank account information.

If you don’t want to end up having money sucked out of your accounts by people you don’t know, don’t even think about it.

Plus, if you consider that FineCash will ban your account the moment you request a cashout, there’s really no point whatsoever in trying to complete those tasks in the first place.

FineCash Pros

  • Free to join

1 • Free to Join

Thankfully, FineCash is free to join.

This way, you will waste some time and energy but at least you won’t waste any money until you end up realizing for yourself how much the platform sucks.

Be careful though not to submit your phone number or any other personal information anywhere within FineCash or you might end up suffering loss after all…

More FineCash Cons

  • Has just one pro
  • Unrealistic claims
  • Additional charges to complete tasks
  • Fake contact information
  • Fake payment proofs and testimonials
  • Unable to cashout
  • Potential hacking danger

1 • Has Just One Pro

I have been trying to come up with a second FineCash pro for the last hour.

No luck until now.

This just bums me out…

2 • Unrealistic Claims

Just like the majority of completely useless MMO platforms do, FineCash uses a lot of unrealistic earning claims in order to convince people to join it.

The first thing that you’ll see when you land on FineCash’s website is a huge banner saying “Make $500 Today”…

FineCash Unrealistic Claim

First of all, if earning $500 with social media were that easy, everyone in the world would be rich now…

Also, earning $500 online in one day could be possible only for established digital marketers with a ton of experience. It’s impossible for a beginner with no targeted audience to make that kind of money online in just a day, or even a month to be truthful.

Nonetheless, since FineCash will never actually pay you a single dime, the level of your experience with digital marketing doesn’t really matter.

No person can ever make money with FineCash, neither beginner nor advanced.

Furthermore, FineCash claims to have paid over $44 million to 300k of its members.

FineCash Unrealitic Claims 2

At the time of this review (15/9/2019), FineCash is just 2 months old.

Even if we assume that FineCash paid its members, it’s very improbable that a 2-month-old platform has paid so much money to so many people in such a short period of time.

Plus, if you do the math, $44 million to 300k members equal to $147 per member. That’s not that much money.

As far as FineCash being featured in Forbes and Fox News, it’s 100% fake and you can confirm that with a simple Google search for the terms “FineCash Forbes” and “FineCash Fox News”.

The only way Forbes and Fox News would feature FineCash would be if they were talking about the worst MMO scam on the face of the Earth.

3 • Additional Charges

As I’ve mentioned earlier, in order to qualify for a cashout of your FineCash earnings you need to complete at least 5 of its tasks.

In order to complete some of those tasks, you’ll be required to submit your phone number and agree to subscribe to paid text-message services which will probably rip you off…

Other tasks might ask you to fill in your credit card or bank account info and then start charging you for random products and digital services you never actually bought.

This way you could end up losing a ton of money while attempting to complete tasks in order to qualify for your first FineCash cashout which is never going to actually take place because FineCash will ban your account once you request it.

Stay away, people!

4 • Fake Contact Information

FineCash provides a Skype address (@kimberly.finecash) and an email address ( to contact in case you need answers or support.

I used an email checker to figure out if this email is valid or not and as you can see in the image below, it’s not!

FineCash Fake Email Address

After searching for the contact @kimberly.finecash on Skype, I realized that this address is fake as well.

So, as it seems, there’s no one to contact if you need help or support regarding FineCash.

Once you join FineCash, you are all alone…

5 • Fake Payment Proofs and Testimonials

I really hate it when crappy platforms such as FineCash try to trick people into joining and using them by employing fake success stories, fake testimonials, and fake payment screenshots.

First of all, the fake payment screenshots that FineCash uses, prove that it indeed doesn’t pay its members… If it did, they wouldn’t publish fake payment proofs and risk their credibility and trustworthiness. They would just publish some real ones!

Secondly, the fact that FineCash’s creators have paid actors to record fake positive testimonials shows that they know their platform sucks so bad that it would never get authentic positive testimonials from people who have actually tried it.

Lastly, those fake payment proofs and fake positive testimonials result in a ton of people wasting their time and energy into FineCash who otherwise wouldn’t if those payment proofs and positive testimonials didn’t exist.

According to the Federal Trade Commission (FTC), using fake positive testimonials/success stories is considered a violation as it encourages customers to invest in a product or service they otherwise wouldn’t, thereby defrauding the customer, which is actually illegal and subject to huge penalties.

6 • Unable to Cashout

The biggest con of FineCash is that it will never let you get your hands on the money you’ve earned with it.

Even if it didn’t have any other cons and like a thousand more pros, this con alone beats the whole purpose of joining and using the platform in the first place.

Trying to make money with FineCash would be like trying to hammer a nail to the wall with a sponge – it’s just pointless…

7 • Potential Hacking Danger

So, the other day, I tried to complete one of FineCash’s tasks which didn’t require me to submit any personal info, mobile phone, or credit card number.

It was actually a survey.

However, before I even got to access it, my antivirus went off giving me the alert below…

Referral Pay Task Antivirus Block

Apparently, FineCash’s tasks lead to 3rd party websites which contain viruses which could enable hackers to get their hands on personal data and sensitive information of yours such as the login credentials to your social media, email, credit cards, or even your bank accounts.

If you don’t have an internet security or antivirus program installed make sure to stay clear of FineCash at all costs…

If you’ve already accessed the platform without having any protection in place, you must immediately purchase an antivirus and scan your entire system in order to ensure that your computer hasn’t caught a virus and that your personal data and sensitive information are safe.

So, What Now?

Okay, so you read this FineCash review in its entirety…

Now what?

Well, as I see it, right now you have 4 options…

  1. You either waste your time and effort trying to make money online with FineCash (awful choice)
  2. You check out my top suggestions Project 24 or Wealthy Affiliate, which are proven to have helped hundreds of people earn their living online (optimal choice)
  3. You take a look at the dozens of others reviews I’ve put together hoping you’ll find something which suits you better there
  4. Or you walk out of here completely empty-handed, you never take the first step towards earning your living online and you move on living your current life for the years to come, always wondering what would have happened if you had taken action right this very moment

If I were where you are (which I’ve been), I would join Wealthy Affiliate (which is what I actually did).

Here’s why…

  • Wealthy Affiliate is one of the best MMO platforms that currently exist
  • I’ve actually been a premium Wealthy Affiliate member for almost 3 years now and I couldn’t be more satisfied with it
  • Wealthy Affiliate has the most success stories I’ve ever seen in an MMO course. Dozens more are being published daily within its forum-like community
  • It is completely FREE to join (no credit card required and no catches whatsoever)

Make sure to go ahead and find out more about Wealthy Affiliate by taking a look at my Wealthy Affiliate Review.

So, what are you going to do?

This Post Has 14 Comments

  1. Gomer

    What is the assurance that if I work this out, my efforts would not be in vain in the end? 

    I am so wary about programs like this, programs that ask you to perform tasks for a promised payment but once you get there, once you have achieved a significant number of tasks, you will be cheated. 

    And this is exactly what I am feeling right now, it is frightening especially when you see that they’re promising easy money very fast and without real work.

    1. Xaric

      The only thing that I can personally assure you about this platform is that you will never earn any money with it…

      I think that you need to know nothing more about it in order to stay away from it 😛


  2. Taetske

    Good afternoon Xaric!

    Thank you for your review on FineCash. The words easy, no work required always lure people in these type of traps. Once again the creator of this product is unknown. That already gives a lousy impression I would say. A bad product, a bad platform, and no support as Skype and email addresses are fake.

    One should really stay away from this scam as it will be a loss of time and your nerves. Your recommendations seem decent so I will check them out.



    1. Xaric

      I am glad that I helped you out Taetske.

      Let me know if you need any further help regarding my recommendations. I’d be happy to help you out.


  3. Claudio

    Hello Xaric,

    After reading your review about FineCash I have no doubt that this company has nothing to give me.

    Being as a member of Wealthy Affiliate I see that you promote another program called Project 24 which is also specialized in affiliate marketing. 

    I want to register and try it, what do you advise me?

    Many thanks,


    1. Xaric

      I don’t really promote Project 24… I recommend it to be more accurate 😉

      I have been a member of both Wealthy Affiliate and Project 24 for a while now and I love both of them equally.

      While Wealthy Affiliate is an amazing affiliate marketing training platform, Project 24 offers training which goes much deeper regarding SEO, content creation, keyword research, niche selection, etc.

      Since I’ve joined Project 24, I’ve applied a lot of the strategies it teaches on my online business and I have found out that they work like a charm. And most of them are not being taught within Wealthy Affiliate.

      If you need to scale your online business faster through SEO and you have the money, then joining Project 24 would be a great choice.

      I hope this helps,


  4. Stella

    This is more of a failure platform, not a success one. 

    I won’t burn my time and data and at the end of the day end up with getting nothing… Doing their surveys might be simple. It is just a way to lure people into their system. 

    What is the withdrawal limit for a payment?

    1. Xaric

      They don’t have a withdrawal threshold for a cashout if that’s what you mean…

      However, you have to get 20 clicks on your FineCash referral link, 5 referrals, and complete 5 tasks in order to qualify for a payment.

      But none of that matters because even after qualifying, you won’t get paid a single dime.

      I’d rather just stay away from FineCash for my own peace of mind…


  5. RoDarrick

    Lol! FineCash has made payments to people for work they never did even before they launched the website. What kind of joke of a platform is this? Fake and cheap scam.

    Fake testimonials, fake claims and even making bogus claims for what they know definitely is not possible. I have seen more than enough of platforms like these that share the same features like these and I’m not going to fall a victim of this one too. Thanks for unveiling all of this information on them.

    1. Xaric

      They haven’t made any payments… Those payment proofs are Photoshopped. They aren’t actual payments of FineCash.

      I am glad I could be of help 🙂


  6. Chris

    When you think about it, it’s actually a clever and effective way of scamming people, not that I’m for it in any way. The process of leaving it until the very last second before they mention they think you’ve been cheating is terrible but effective at the same time (for them of course!). 

    It’s great to see that you’ve highlighted this con and hopefully it will stop people from going for that $25 ‘carrot’ every time! 

    1. Xaric

      I was thinking the exact same thing as I was reviewing the platform. 

      They might be scamming people but the system they’ve worked out is pretty clever and unique.

      I believe that if those people used their knowledge and creativity to create a platform which brought real value to people, they would probably become extremely rich without ending up having people hating them.


  7. John

    Oh my, FineCash doesn’t look like a good one at all.

    Looking at all the details you have given here about the platform, I must agree with you that there’s nothing fine about it. Their practices are meant to target the ignorant and desperate. It’s so bad that people cannot cash out the money they’ve worked to earn.

    Interestingly, I have also joined platforms like this in the past but not anymore.

    1. Xaric

      It really isn’t John…

      Hopefully, you learned your lesson.

      Are you using another platform to earn money online now? If yes, could you please let us know which?


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